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CORNERSTONE ADVISORY GROUP BLOG

Welcome to the Cornerstone Advisory Group blog!

Monday, March 20, 2017

Securing a comfortable retirement isn’t easy, especially when retirees are ending their working years in debt. According to a study1 from the Employee Benefit Research Institute, 65.4 percent of families with heads ages 55 or...

Monday, March 6, 2017

Older Americans are working longer these days, and women are no exception. Researchers have found that older females are opting to stay in the workforce for a variety of reasons—but financial instability might be the most...

Monday, February 20, 2017

After a certain age, you’re required to take distributions from your retirement accounts. If you don’t need the funds for immediate income, here are some options.

Monday, February 6, 2017

Over the years, research has shown that health and wealth often go hand in hand. A report1 from the Urban Institute, found that health rises in step with income. While 22.8 percent of adults earning less than $35,000 a year reported...

Monday, January 16, 2017

The retirement landscape has changed dramatically over the last several decades, with most Americans shifting from guaranteed pensions to do-it-yourself 401(k)s. The transition has left many workers of all ages a little...

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Thursday, January 5, 2017

Concerned about holding bonds in your retirement portfolio? Don’t be, experts say. For the last several years, investors have been warned that bond prices could drop as interest rates—and bond yields—rise,...

Monday, December 5, 2016

With stagnant wages and rising student loan debt, Millennials are struggling to start their nest eggs. These three tips can help.

Monday, November 21, 2016

A new report finds that, for many pre- and current retirees, the biggest retirement benefit is one they haven’t even considered: an explosion of leisure time. According to a study from Merrill Lynch, retirees will have 2.5...

Monday, November 7, 2016

The concept of retirement is being radically reimagined. Here’s why.

Monday, October 17, 2016

Moving from the workforce to retirement can be a bumpy transition, but it doesn’t have to be. If you’re wrapping up your working years, a little pre-planning can ensure a smoother transition into retirement and set you up...

Monday, October 3, 2016

Anyone who’s read an article about retirement lately has likely encountered mention of the 4 percent rule. But what is it, exactly? And does it work? We’ve compiled answers to some of your most important questions. Where...

Monday, September 26, 2016

According to a new study, roughly 1 in 4 workers have saved almost nothing for retirement, putting their non-working years in jeopardy. More than a quarter of Americans—26 percent—have saved less than $1,000 for retirement...

Monday, September 12, 2016

Post-recession, most Americans believe they'll be able to afford a comfortable retirement, but many still aren't saving enough to make it happen.

Monday, August 8, 2016

Even the best retirement plans can be foiled by threats no one saw coming. From adult children to aging parents, would-be retirees face a variety of challenges that could leave them with...

Monday, July 25, 2016

Many workers aren’t sure whether they’re saving enough or too little for retirement. Fortunately, it’s easy to find out.

Monday, July 11, 2016

A new study finds that Millennials have significantly increased the amount of money they’re saving for retirement since 2013, outpacing both Generation Xers and Baby Boomers. The average Millennial is now saving 7.5 percent of...

Monday, June 27, 2016

The Federal Reserve’s interest rate hike is good news for seniors who rely on bonds and money market funds for income, but it’s still not likely to make a substantial difference.

Monday, June 13, 2016

Saving for retirement can be difficult, but if done strategically, it can result in significant tax savings and, over the long run, larger nest eggs for many Americans. That’s something most people desperately need. Nearly...

Tuesday, May 31, 2016

It’s often difficult to separate retirement planning fact from fiction. Here are five truths everyone preparing for retirement should keep in mind.

Monday, May 9, 2016

Experts have long advised retirees to withdraw 4 percent of their nest egg in the first year of retirement and then adjust that amount for inflation each year thereafter. But is that the best approach for everyone? Newer research has...

Monday, April 25, 2016

For anyone in need of funds—for college, a housing down payment, credit card debt relief—a retirement nest egg can be incredibly tempting. However, consumers should think twice before tapping their 401(k)s and IRAs....

Monday, April 11, 2016

The cost of college continues to creep up, and many parents and grandparents are sacrificing retirement savings to help their children and grandchildren afford a higher education. According to the Labor Department, the price index for...